First-Year Pet Cost Planner (Canada)

Prices vary a lot by city and clinic, so enter the quotes you get locally. Call two or three clinics for vaccine and spay/neuter prices, and get insurance quotes online.

Adoption or purchase fee (one-time)

Vaccines & first vet exams (one-time)

Spay / neuter (one-time)

Microchip & licence (one-time)

Crate, bed, bowls, leash, litter box (one-time)

Food (per month)

Pet insurance (per month)

Flea, tick & worm prevention (per month)

Treats, toys, litter (per month)

Grooming (per month)

Training classes (one-time)

One-time costs: $0

Monthly costs: $0 × 12 = $0

First-year total: $0

Tip: set aside an emergency fund too. One unexpected vet visit can cost more than a year of food.

Pet insurance in Canada guide · Puppy vaccine schedule · Lifetime cost calculator